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1. Initial and foremost, ask your self, Do I even need to have a bankruptcy lawyer to file my case? If your case is relatively straightforward, then chances are you can get a bankruptcy petition preparer to file your situation for much less than the price of hiring a lawyer. Regardless of well-liked conception, bankruptcy law is not quite complex, so hiring an expert most of the occasions does not make sense. The true question then becomes, How difficult is my case? In short, if a) you have 100 percent unsecured debt (credit cards, medical bills, private loans, repossessions, and so on.) b) youre unemployed with no assets (car, property, brokerage accounts, and so on.) and c) you did not accumulate the debt very recently or in any way that can be construed as fraudulent (i.e. buying a massive screen Television on a credit card a month ahead of you filed) then you might not need to have a bankruptcy lawyer to file your case.

2. If your situation is a lot more complex, then will you get the sort of individual attention that you deserve in order to have your situation correctly handled? A lot of bankruptcy firms are devoted to simple filings, and you will receive small to no attention from your actual lawyer. With this a lot at stake, its crucial that you deal directly with a professional that is an specialist in bankruptcy law.

three. Get a referral. If you know an individual who has filed bankruptcy, dont be afraid to ask them whether or not they felt their lawyer handled their case well. If you dont know any person who has filed bankruptcy before, then call a law firm outside of your location and ask for a referral from them.

4. Shop around. Most bankruptcy lawyers will at least offer you a totally free initial consultation. Locate a lawyer that you feel comfortable discussing your private matters with and who provides a competitive rate for their fees. Don't forget not to compromise high quality and knowledge just because a bankruptcy lawyer gives lower charges, nevertheless. Contact your states Attorney General office for a suggested list of bankruptcy lawyers in your location. --------------------------- Bloco de notas


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