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How to Find the very best Student Credit Cards for you personally
Finding the best student charge cards can be difficult if you don't know where to look. Between your a large number of charge cards being offered online and the hundreds of credit card booths in campuses all over the country, it may sometimes be tough to know which card is right for you. In this article, I will provide you with some tips regarding how to get the best student charge cards plus some student card suggestions to get you started on your search.
First of all, you have to be careful using the fees associated with your card, particularly the annual percentage rate and surcharge fees. While it is perfectly normal for student cards to have higher rates of interest than regular cards since many students have little to no credit history, that doesn't mean you should settle for any rate of interest.
The first place you need to search for the very best student cards should be Bankrate.com. Bankrate is an authority when it comes to comparison shopping between financial products and services and you'll be able to browse trough a wide variety of different offers at the push of the mouse.
Whatever you do, stay away for review sites at all costs. More often than not, these review sites are in fact affiliates of credit card companies and they don't also have your own interest in mind. It's better for you to go directly to the origin and go directly to the issuer's official site or Bankrate.com and compare between your provides you with find.
Beware of any rewards scheme on offer. First of all, you need to know how much you will need to spend to get rewards. Second, you need to know if the rewards on offer match your lifestyle. And third, you have to be conscious that cards with rewards will often have higher rates of interest and annual fees than regular cards, so prior to deciding to get a card with rewards, make sure it is actually worthwhile.
Now here are some student charge card suggestions. The Discover student credit card provides a pretty good APR on purchases at 14.99%. Additionally, it offers a 25 day grace period which is pretty good. Another card you can examine may be the Citi mtvU Platinum Select Visa Card for College Students. It offers point rewards on many purchases and it has a pretty low APR at 13.24% along with a 0% introductory period of Six months.
That's it. Finding the right student charge cards can be done knowing how to pull off it. Just make sure that you know all the fees related to your card, avoid comparison sites go ahead and, and shop wisely before you find the best card for you.
